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Why Start Early?
The mathematical advantage of starting young and the cost of waiting
Introduction
Time is the most powerful ally of an investor. The earlier you begin, the less you need to contribute, because compounding does the heavy lifting. Starting late means you must save far more to reach the same goal.
Proof
| Contribution | Duration | Annual Return | Final Value |
|---|---|---|---|
| £100/month | 40 years | 10% | ~£530,000 |
| £100/month | 20 years | 10% | ~£76,000 |
Benefit
Starting now changes your family's future forever.
Important Investment Warning
This content is for educational purposes only and does not constitute financial advice. We are not FCA-regulated financial advisers. Investments can go down as well as up, and you may lose some or all of your capital. Past performance does not guarantee future results.