Stability in Uncertain Times
Bonds are the steady heartbeat of investing — less exciting, but reliable. They provide stability when markets shake.
What Are Bonds?
A bond is essentially a loan you give to a government or company. In return, they pay you interest (called a coupon) and repay the principal at maturity. Bonds are less volatile than stocks but usually offer lower returns.
Mathematical Proof: Steady Growth
| Initial Investment | Annual Return (Typical) | Approximate Final Value (20 Years) |
|---|---|---|
| £10,000 | 4% | ~£22,000 |
Note: Bond returns vary based on interest rates, credit quality, and economic conditions. These figures represent typical government or high-grade corporate bond returns.
Why This Matters
Bonds balance your portfolio, protecting you from volatility.
Book a ConsultationImportant Investment Warning
This content is for educational purposes only and does not constitute financial advice. We are not FCA-regulated financial advisers. Investments can go down as well as up, and you may lose some or all of your capital. Past performance does not guarantee future results.