Junior ISA Calculator
Build a tax-free nest egg for your child's future with a Junior ISA
Invest for their future: Save up to £9,000 per year tax-free for children under 18. They can access it at 18.
Give your child the gift of financial education and independence
A Junior ISA isn't just a savings account—it's a powerful educational tool that teaches children about investing, compound growth, and financial responsibility from an early age.
Why Junior ISA is exceptional:
- ✓Tax-free growth: The government won't take a penny—every pound of growth belongs to your child
- ✓Watch and learn: Your child can see their portfolio grow, sparking interest in finance and investing
- ✓Financial education: Real-world experience with markets, compound interest, and long-term thinking
- ✓A fishing rod, not a fish: You're teaching them how to build wealth, not just giving them money
By age 18, your child won't just have money—they'll understand how it grows, how markets work, and how to make informed financial decisions for life.
A Junior ISA (JISA) is a long-term, tax-free savings account for children under 18. Parents, family, and friends can contribute up to £9,000 per year (2024/25), and the child can access the money when they turn 18.
Key Benefits:
- No tax on investment growth or dividends
- Annual allowance of £9,000
- Money locked until child turns 18
- Choose between Cash or Stocks & Shares JISA
- Perfect for university, first home, or starting adult life
Note: The child gains control of the account at age 16 but cannot withdraw until 18. At 18, it automatically converts to an adult ISA.
Junior ISA Calculator
Tax-Free Savings for Children Under 18
What is a Junior ISA?
A Junior ISA is a tax-free savings account for children under 18. Parents, family, and friends can contribute up to £9,000/year. The child can access the money at 18, and all growth is completely tax-free.
Maximum: £9,000/year (2024/25)
Give Your Child a Head Start
Let us help you set up a Junior ISA and choose the right investments for your child's future.
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